You need to identify a solution ASAP

If you can’t afford to pay your debt, you need to do is speak to your creditors.

If you don’t, the situation can quickly become even worse, leading to bankruptcy, seizure of your assets, or even legal trouble.

It’s difficult to draft letters you don’t want to send.

That’s why we’ve created letter templates that make it easy to communicate effectively and convincingly with creditors.

Make sure you’re covered with our credit checklist.

What is it?

Our comprehensive checklist makes sure you have all the documents and resources you need to confront creditors

Why do I need it?

When negotiating with creditors, you need both proof - and understanding - of your financial situation.

How will it help?

Being well prepared when dealing with creditors means you’re much more likely to get the results you want.

Convince creditors to reduce your repayments

What is it?

A letter template that’s persuasively written, and proven to be effective in convincing creditors to reduce payments, and give you more flexibility in paying back your debt.

Why do I need it?

Creditors aren’t going to be happy about reduced payments. You need to communicate effectively - and carefully - to get them on your side.

How will it help?

Convince creditors that reduced payments are in their best interests-it’ll take them longer to recover their money, but they can be more sure of getting it back.

You CAN delay debt payments - if you ask right.

What is it?

A carefully worded letter that politely, and delicately and outlines your income situation and to tell creditors why you’re going to have difficulties paying off debt.

Why do I need it?

The last thing your creditor wants to hear is that you can’t pay your debt - which means you need to be very careful about what you say - and how you say it.

How will it help?

Our no ability to make payment letter is carefully crafted to get you the understanding, support, and solutions you need from your creditors.

1237 Woodbine Ave
Toronto, Ontario
M4C 4E5



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